The OPM website
is the best resource for detailed insurance information. Visit OPM to
explore the great benefits available to federal employees. NGA employees
also benefit from other supplemental insurance options available to the
Federal Employees Health Benefits Program offers a wide variety of plans
and coverage to help you meet your health care needs. The government
pays approximately 72-75% of the total premium for any plan and
employees pay the remainder. Benefits are available as soon as coverage
becomes effective. There are no pre-existing condition limitations even
if an employee changes plans during eligible enrollment periods.
Employees can choose between Self Only or Self and Family coverage from a
variety of plans and options. Each year employees can enroll or change
health plan enrollment during health benefits “Open Season.”
employees are given an opportunity to select low-cost life insurance
coverage for themselves and eligible members of their families. This
coverage will be based on their annual salary and will include payments
for loss of limbs and/or eyesight in addition to accidental death.
Care Insurance is designed to cover services you need when you are
unable to perform certain activities of daily living or need care due to
a severe cognitive impairment. Active employees and their current
spouses may contact LTC Partners for an application. Same-sex domestic
partners are also now eligible as a qualified relative to apply for
coverage. Eligible individuals must prove they meet the definition of
“domestic partnership.” For further information, access their website
site at www.LTCFEDS.com.
Flexible Spending Accounts
The Flexible Spending Account Program is a benefit that can help you
save money. It offers accounts where you contribute money from your
salary before taxes and get reimbursed for eligible expenses. Two
Flexible Spending Accounts are offered to eligible employees.
Health Care FSA
employees to be reimbursed for health care expenses that are not covered
by insurance, such as co-payments for doctor visits and prescription
Dependent Care FSA
employees to be reimbursed for dependent care expenses, such as
daycare, that are necessary to permit an employee and his/her spouse (if
married) to work, look for work or attend school full-time.
Further information on Flexible Spending Accounts can be found at www.fsafeds.com.